Travel Tips | Crown Currency Exchange

Supersize Your Travel Budget when in USA

Written by Author 1 | Oct 14, 2025 10:30:48 PM

 

Everything in America is big. The meals could feed a family of four. The pickup trucks look ready to tow a small planet. Even the cities have nicknames that brag about it like — The Big Apple, The Big Easy, The Big Sky.

But once you’re there, you realise it’s the small stuff that really matters. A few dollars for a hotdog in Times Square. Singles for the bellhop who sprints to grab your bags. A five for the horse-drawn carriage waiting in Central Park. Tiny gestures that keep your trip flowing just as smoothly as those giant highways…(Freeways?).

That’s why having US dollars in your wallet before you leave Australia isn’t just practical — it’s part of the adventure. With over 50 Crown Currency Exchange locations nationwide, better rates than the airport, and no commission fees, we make sure you’re ready for both the epic and the everyday moments America throws your way.

 

Big Landscape, Small Interactions

America is a land of contrasts. It’s grand, bold, and larger than life but also intimate in the way people connect. And those connections often depend on cash.

  • Tipping is highly encouraged. In Australia, tipping is a thank-you. In the US, it makes up part of the daily wage. From restaurants (15–20%) to hotel staff, valets, and bar service, a few small bills smooth the moment. Exchanging with Crown Currency ensures you can walk out with the right mix of denominations (singles, fives, and tens) so you’re not tipping a $20 when you meant to leave $2. 
  • The tax twist. Menu prices don’t include tax. What’s on the sign isn’t what you’ll pay at the counter, so keeping singles and fives makes life easier. Depending on the state, sales tax can add anywhere from 5–10%, catching many first-time visitors off guard at checkout. Having smaller notes on hand means you can cover these surprises smoothly, something our team can advise on when you exchange.
  • Small towns, small notes. Step away from the big cities and you’ll find diners, markets, and motels where “cash only” signs still rule. In 2024, cash still accounted for 14% of all US payments, showing that physical currency remains an active part of the payment mix, even as cards dominate. Crown Currency travellers often tell us they value the peace of mind of being cash ready for these moments, it’s why we encourage mixing both larger bills and everyday notes.

Cash doesn’t compete with cards, it complements them. It’s about making sure you’re ready for the scale of America and the subtleties of everyday life.

 

Security in Your Pocket

Card payments in the US aren’t as bulletproof as many Aussies assume. In 2024, Americans lost over USD $12.5 billion to fraud, a sharp jump from the year before, and more than 62 million people experienced unauthorised card charges. Most of these didn’t even involve a stolen card, just data breaches, skimmers, or digital fraud.

For travellers, that can mean declined transactions, frozen accounts, or surprise holds when you need money most. Buying USD through Crown Currency Exchange means you leave Australia with funds that are fraud-proof, outage-proof, and ready to use the moment you land. Having a few notes tucked away isn’t old-fashioned, it’s peace of mind.

 

Smarter Planning with HolidAi

One of the trickiest questions before a US trip is: how much cash do I actually need? America is big, diverse, and full of unexpected expenses from Broadway tickets in New York to late-night diners in small towns. It’s easy to underestimate (and just as easy to overdo it). 

That’s where our HolidAi Budget Planner steps in. Simply pop in your destination, the length of your trip, and your travel style, whether you’re a budget-conscious student, a family juggling park passes and meals, or a couple ticking off bucket-list experiences, and the HolidAi planner does the math. 

In seconds, you’ll get a personalised estimate of how much USD to take with you, broken down by day and spend category. It takes into account those hidden quirks Aussies often forget like tipping expectations and transport, so you’re not caught out mid-trip.

 

Grand Adventures, Small Gestures

Travelling with USD is about more than practicality, it’s about experience.

It’s the jazz musician in Chicago who nods when you drop a couple of notes in the tip jar.

It’s the taxi driver in San Francisco who gets a fair cash tip without the awkward card prompt.

It’s being able to join in when your American friends all toss cash on the table to split a bill.

It’s the freedom to buy kettle corn at a small-town fair without asking, “Do you take Visa?”

Big memories often come from small transactions. And those moments flow more easily when you’re prepared. Crown Currency Exchange gives you the best rates, denominations, and expertise that make those little transactions effortless so the focus stays on the experience, not the logistics.

America may be the land of big—big skies, big roads, big adventures—but it’s the little things that make the journey smoother. So, start your trip with confidence. Exchange your Australian dollars for US dollars today at Crown Currency Exchange and enjoy a journey that’s as seamless in the details as it is spectacular in scale.



 

 

The Exchange Reality

Here’s what you need to know. The exchange rate from Australian dollar to US dollar moves daily. The big questions we hear most often: