Is Germany, with its rich history, buzzing cities, and picturesque countryside, calling your name? As you plan your journey through Berlin, fairytale castles, and scenic river valleys, one question may be in the back of your mind: Can you use your Australian debit and credit cards at ATMs in Germany?
This is a fair question, too, and it's a practical concern that can make or break your travel plans. But don't worry, at Crown Currency Exchange, we've got you covered! Below, you'll find all of the information you need about using German ATMs, including any fees you may incur, helping to keep your finances in check and allowing you to focus on enjoying every moment of your German adventure.
Given all of the potential fees, taking cash with you to Germany is the sensible option. But, if you find you absolutely need to use an ATM, it's really important that you do safe as safely as possible. Here are our top tips for remaining safe and secure while you're using a German ATM.
Not only does it make better financial sense to use a bank ATM, but cash machines located inside reputable banks can offer an added layer of security. This is because there are usually security staff on hand, meaning the ATMs are constantly monitored and are far less likely to be tampered with, providing a safer environment for conducting your transaction.
While using an ATM, look around and make sure you feel confident there isn't anything untoward happening in the area. If you feel uneasy or notice anything suspicious, it's much better to find another ATM, or if that's not possible, return later with a companion.
Your PIN is your first line of defence against credit card fraud, so when you're entering it into the ATM, use your free hand or your body to shield the keypad and the screen. Doing this reduces the risk of anyone being able to see it or record it.
After your transaction, quickly secure your cash and card before you leave the ATM. Also, avoid counting your money out and, instead, wait until you're back in your hotel room or in a private space to check your funds, as doing this reduces the risk of drawing attention to yourself.
Knowing whether you can use German ATMs (and what you'll be charged when doing so) is just one part of planning for your trip to Germany, and there are some other important things you need to look into before your visit. Below, you'll find some of our top planning tips!
If you're an Australian citizen, you're in luck! You can stay in Germany for up to 90 days within a 180-day period without needing a visa. The only thing you need to ensure is that your passport has at least three months of validity beyond your stay.
Germany offers a range of experiences for all budgets, but it's smart to plan ahead and create a daily budget that covers your accommodation, meals, transport, and activities. It's also a good idea to create a contingency fund on top of this, so you're covered for any unexpected expenses, or you can treat yourself to something you love!
Attempting to speak a country's native language while you're travelling is always appreciated by the locals, and Germany is no exception. Pick up a phrase book and study some basic phrases before you leave, such as "Guten Tag" (Good day) and "Danke" (Thank you). This won't only help you navigate certain situations more easily, but will allow you to show your respect and appreciation for the local culture.
One thing you cannot visit Germany without is a good travel insurance policy! This is your safety net for medical emergencies, trip cancellations, and those unexpected surprises that travelling can bring. Whichever policy you choose, make sure it includes health coverage, especially if you're planning to ski in the Alps or bike through Berlin.
Also, in case of those emergencies you're travel insurance policy doesn't cover, have the contact details for the Australian Embassy in Berlin written down or saved to your phone. This will be your go-to if you lose your passport or find yourself in legal trouble.
Whether you're planning to spend your days in Germany exploring the city or relaxing in the countryside, one thing is for certain - you're going to need some cash to fully enjoy the experience! Don't rely on ATMs or card payments, though. Instead, make life much easier and save some money by exchanging your Australia Dollars for Euros before you travel.
At Crown Currency Exchange, you'll find great rates on AUD to EUR with zero commission fees or hidden costs. Visit us at one of our many locations today, and let our expert team take all the stress out of your travel money needs and get you on the road to adventure!