Netherlands Currency Exchange Guide

Discover the Netherlands, a captivating land where history, culture, and natural beauty harmoniously intertwine. As you stroll along charming canals, marvel at vibrant tulip fields, and admire iconic windmills, you’ll be immersed in a unique and mesmerising experience. The Netherlands caters to every traveller’s desires, from delectable cuisine to world-renowned art. With its warm hospitality and unforgettable attractions, this enchanting European destination is sure to leave a lasting impression on your heart.

General Dutch Currency Information

What is the currency of the Netherlands?

The official currency of the Netherlands is the Euro (EUR).

What do Dutch euro notes & coins look like?

Portuguese euro notes

As part of the Eurozone, the Netherlands uses the Europa series of banknotes, which have been introduced in stages over several years. The €5, €10, €20, and €50 notes were released between 2013 and 2017, while the €100 and €200 notes joined the series on May 28, 2019. Named after Europa, a figure from Greek mythology featured in two security elements on the banknotes, this series highlights Europe’s rich cultural history. The image of Europa, symbolising the continent’s connection and human touch, was taken from a vase in the Louvre Museum in Paris.

Portuguese euro coins

As for the euro coins in the Netherlands, they feature two unique designs, both displaying Queen Beatrix’s profile. The €1 and €2 coins have the Dutch inscription “Beatrix, Queen of the Netherlands” to the right of the profile, while the 1, 2, 5, 10, 20, and 50 cent coins present the same wording around the profile. Furthermore, both designs include the 12 stars of the European Union, representing unity and harmony among its member nations.


The Netherlands boasts the 15th largest economy in the world, according to Forbes, with an impressive GDP per capita of $72,973 in 2023. This economic powerhouse benefits from substantial natural gas reserves, accounting for over 25% of the European Union’s total resources, which has significantly contributed to its revenue growth since the late 1950s.

With a thriving, open economy that relies heavily on foreign trade, the Netherlands is known for stabilised industrial relations, low unemployment and inflation rates, and a critical role in European transportation. Key industries include chemicals, food processing, petroleum refining, financial services, creative sectors, high-tech, and electrical machinery.

Brief currency history

The Netherlands, a country known for its picturesque countryside and state-of-the-art architecture, has an intriguing currency history. The nation’s monetary unit was the Dutch guilder from the 17th century until 2002.

Originating in the 14th century, the Dutch guilders were influenced by Florence’s coinage and used across northern Europe. Over time, various banknote series was introduced, featuring notable Dutch personalities, birds, and the coat of arms. The Netherlands Antillean guilder served as legal tender in its Caribbean territories.

As a founding member of the European Union, the Netherlands was among the first countries to adopt the euro on January 1, 1999. After a transitional period of three years, euro banknotes and coins were introduced on January 1, 2002, with the dual circulation period ending on January 28, 2002.

The National Central Bank of the Netherlands is known as De Nederlandsche Bank (DNB) and facilitated the exchange of guilder coins until January 1, 2007. They will also continue to exchange guilder banknotes until January 1, 2032.

Taking Travel Money to the Netherlands

Netherlands Travel Banner

What currency should I take to the Netherlands?

If you’re travelling to the Netherlands, you’ll need to exchange your Australian dollar (AUD) for Euro (Euro). Get information on how to exchange your AUD to EUR.

Is it better to convert currency in Australia or Netherlands?

While both locations offer the ability to exchange your cash, there are some key benefits to converting your currency in Australia. It’s more convenient to do so before your trip. That way, you’ll have travel funds on hand and can avoid the hassle of hunting down a currency exchange upon arrival. Plus, planning ahead allows you to budget your travel funds more effectively.

How much money can I take to the Netherlands?

If you are carrying an amount over €10,000, or its equivalent, in a different currency, you must declare it at Customs upon entering or leaving the European Union. This legal obligation is in place to prevent illegal activities such as money laundering or the financing of terrorism.

Where to convert currency?

With a dedication to transparency and customer satisfaction, Crown Currency Exchange makes Australia’s top choice for foreign currency exchange services. Our attractive AUD to EUR exchange rate, coupled with our easy-to-use service, positions us as the preferred option for travellers. With a team of experienced professionals boasting nearly 20 years in the industry, we ensure exceptional customer service and a guarantee of no hidden fees when converting Australian dollars.

Is tipping customary in the Netherlands? How much is expected?

In the Netherlands, it is customary to tip for good service. The amount you give is not so important as the gesture itself, which is appreciated by those who work hard in industries such as food service, transportation, and hospitality, and whose salaries may not be very high in an expensive country like the Netherlands.

So, here’s a quick guide to help you navigate the Dutch tipping etiquette in various situations:

Bars: If you’ve had a great night out with friends and enjoyed the bartender’s cocktail concoctions, round up the bill at the end of the night or leave coins in a tip jar as a token of gratitude.

Taxi drivers: Although tipping isn’t necessary due to high gas prices and taxes, if the driver helped you with heavy luggage or provided valuable local insights during your ride, consider rounding up the bill or giving €1-2.

Cafes: While not required, if the barista crafted a beautiful latte art or provided exceptional service, feel free to round up the bill or leave a few euros as a thank you.

Hotels: Tipping is not expected, but if a receptionist went out of their way to secure dinner reservations or provide local tips, or a porter assisted with numerous bags, a few euros would be a nice gesture of appreciation.

Tour guides: If your tour guide shared fascinating stories, kept the group engaged, and provided an unforgettable experience, it’s always a choice to tip a few euros as a sign of gratitude, though not expected.

Salons and spas: After a relaxing spa day or a fabulous new haircut, if you feel the service provider exceeded your expectations, leaving a few euros can show your gratitude and encourage continued great service.

What is ATM access like in the Netherlands?

Don’t worry about finding an ATM in the Netherlands – they’re everywhere in urban areas. You can easily locate an ATM near a Dutch bank branch, shopping centre or supermarket. But if you’re venturing into the countryside, it’s advisable to keep some cash with you just in case. ATM access may be scarce in rural areas, so it’s always better to be prepared.

What should you budget per day?


If you’re planning a backpacking trip to the Netherlands and you’re on a tight budget, we recommend budgeting around €70-85 (AUD $115-140) per day. Of course, this amount can vary depending on your accommodation choice, dining preferences, and activities. But if you’re looking to save on expenses, consider staying in a hostel, cooking some of your meals, using local transportation, and taking advantage of free activities like walking tours and park visits. With this budget in mind, you can explore the beauty of the Netherlands without breaking the bank.


For moderate spending, a budget of around €150-165 (AUD $247-271) can go a long way. With this budget, you can choose to stay in a private hostel room or opt for a more comfortable Airbnb. When it comes to meals, you can enjoy some fast food and explore other cheap eats in the area. You’ll also have some wiggle room for a few drinks, taking the occasional taxi to get around, or renting a bike to explore the city. Finally, you can experience more paid activities like guided tours and museum visits without going overboard. 


When it comes to budgeting for a luxury trip, the possibilities are endless! With a daily budget of €290 (AUD $478) or more, you’ll be able to indulge in a plethora of experiences. From staying in high-end hotels to eating out at fancy restaurants, you can afford to enjoy the best of the best. Enjoy a drink (or two!) without worry, rent a car to explore your surroundings, and take part in paid tours and activities as much as your heart desires. Remember, this is just the starting point for a luxurious trip – the sky really is the limit!

Currency details



Currency code:


Currency symbol:

Central bank:

De Nederlandsche Bank NV



Currency sub-unit:

Cent = 1/100

Bank notes:

€5, €10, €20, €50, €100, €200, €500


1c, 2c, 5c, 10c, 20c, 50c, €1, €2

Must-dos while you are in the Netherlands

Keukenhof Gardens

Visit the Magnificent Keukenhof Gardens

The Keukenhof Gardens is renowned for its colourful display of tulips, daffodils and hyacinths that bloom from mid-March to May every year. You’ll be able to witness over 7 million flowers within an area of 79 acres. The gardens are located in Lisse, and it is easily accessible via public transport. You can purchase tickets for the garden from their website or at the entrance.

Canal Cruise in Amsterdam

Take a Canal Cruise in Amsterdam

Amsterdam is renowned for its canals, and you have to experience a canal cruise to fully immerse in the city’s beauty. The boats traverse through the waterways while providing breathtaking views of the canal-side architecture. Boats leave from various spots around the city centre, and you can choose to have a guided or non-guided tour.

Zaanse Schans

Discover the Stunning Zaanse Schans

Zaanse Schans is a charming village located in the North of Amsterdam. It is no surprise that it’s often referred to as a living museum. Here you can learn about traditional Dutch crafts- shoe-making, milk production, and cheese-making, while also witnessing the well-preserved windmills. You can learn about Dutch history and indulge in some of the Zaan specialities, like the ‘stroopwafels, from the cafes and shops located in the area.

Hoge Veluwe National Park

Explore the Hoge Veluwe National Park

Located in the province of Gelderland, Hoge Veluwe National Park is a vast expanse of woodland, heath fields, and sand dunes. It is home to many animals, such as deer, foxes, bison, and boars. Tourists can rent a bike and cycle through the trails to witness the breathtaking wildlife and landscapes. You can also visit one of the park’s museums- Museonder, Jachthuis Sint Hubertus, and the Kröller-Müller Museum.

Dutch Architecture

See the World-Renowned Dutch Architecture

The Netherlands is home to renowned architecture- from historic buildings to modern marvels. You can visit the iconic Rijksmuseum, Het Scheepvaartmuseum, and the Anne Frank House, to name a few. Rotterdam, the second-largest city, is home to the contemporary Markthal, Cube Houses, and the Erasmus Bridge. You can choose to take a self-guided tour or book a walking tour with a local.

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